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If it's going to take a couple of years for your credit score to improve, and you're able to get a loan now, you should probably do so rather than wait. Yes, you'll pay more interest, but you'll start your investment in your house that much sooner, which will balance out the extra interest you'll pay. And once your credit score improves, you can always refinance at a lower rate. « Back: Credit Reports & Credit Scores « » Next: Establishing credit, or Find a lender » « Back: Credit Reports & Credit Scores « » Next: Establishing credit, or Find a lender » If you liked this site then you might like some of my other sites: get free credit report Milwaukee
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